Joe Peña is a Market President at Frost Bank, a 150-year-old financial institution established in San Antonio, Texas. Joe is a graduate of the University of Texas at San Antonio, where he received his BBA in Accounting.

Joe’s career began at Frost Bank in 1982, where he started in Deposit Services. His career path continued within several bank departments, including Human Resources, Credit Analysis, International Banking, and currently works in the Corporate Banking Division. As Market President, Joe oversees the development of the southern sector of San Antonio for the bank and works with business entities, providing them with all their banking needs.

Joe is a Board Member of the South San Antonio Chamber of Commerce, and was the 2017 Board Chairman. He is also a graduate of the City South Leadership Academy. He currently serves as a Board Member of the Daughters of Charity Services of San Antonio and Southside First Economic Development Council. He also sits on the Finance Committee for LiftFund. Joe served as Treasurer, then as Chairman of the Board for the CommuniCare Healthcare Centers, a full-service healthcare system serving Bexar, Kendall and Hays counties. Additionally, he has served on several boards, including Community Development Loan Fund, Accion Texas, and the St. James Finance Council. Believing in education for the disadvantaged, Joe is involved in Communities in School, a high school mentoring program. He is currently mentoring students at Harlandale High School. He participates in many Career Day events within the various school districts in his market. Joe is also a member of the President’s Circle for Texas A&M University, San Antonio. In 2016, Joe was selected to membership in the Rey Feo Consejo Educational Foundation. The Rey Feo Consejo is comprised of business leaders in the community. The Consejo’s raise monies through various events throughout the year. The Consejo’s award college scholarships to deserving high school students in the San Antonio area.

Joe is a family man with a devotion to God, his beautiful wife Bernadette, his son and daughter-in-law and his granddaughter. In his spare time, Joe enjoys the sounds of great music, fishing and most importantly, spending time with his family.